By Glenny Rosario, Certified Life Coach

Have you ever found yourself wondering, “Why can I make money, but I can’t seem to keep it?” Or maybe you’ve been working hard for years, doing everything “right,” but wealth still feels just out of reach. If so, you’re not alone—and it’s not your fault. 

What most people don’t realize is that our relationship with money is deeply emotional. It’s not just about how much you earn or save—it’s about what you believe at a subconscious level. And those beliefs – they were formed long before you had any say in the matter. 

The way you relate to money today—how you spend it, save it, fear it or avoid it—most of that was programmed into you between the ages of zero and seven. That’s because during  those early years, your brain is like a sponge. It absorbs everything without filtering or questioning. The analytical part of the brain isn’t fully developed yet, so you accept everything you see, hear and feel as truth. 

If you grew up in a household where money was tight, where bills were always a source of  stress or where you heard things like: 

“We can’t afford that.” 
“Money is the root of all evil.” 
“You have to work hard for every dollar.”

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