By Cindy Kumar of Elevated Accounting
When I review a woman’s financials, I can usually see her stress before she says a word.The late invoices.The maxed-out credit card she swears she’ll pay off next month. The way she underpays herself because things are slow right now. And every time, I think: this isn’t just about money. It’s about the body that’s carrying the dream while running on empty.
Most women don’t realize that their financial habits and their self-care habits are identical. If you overspend, you probably overgive. If you avoid your numbers, you probably avoid rest. If you run your business from survival mode, your body is doing the same.
The Energy of Scarcity
For many of us, money has never just been about dollars. It has been about safety, belonging, and proving we’re enough. When you grow up hearing that stability comes from hard work and sacrifice, rest feels like a risk. You convince yourself that pushing harder will fix the discomfort. But what actually happens is that the nervous system learns to live in constant alert. That’s scarcity, not just in your bank account but in your body. You can’t create, dream, or expand from that place. You can only survive.
I’ve seen women go years operating in that loop. They chase income goals while running on adrenaline and caffeine, telling themselves it’s just a busy season. But what they’re really chasing is the feeling of safety they’ve never had with money.